Review: Barclaycard’s amazing May deals

So do you have a credit card?  Not being fantastic with money, I’ve always resisted.  But with the better weather on the way, we’re all tempted to splash out – maybe on a few new summery bits for the wardrobe, or even a nice holiday to grab some guaranteed warmer weather.

Barclaycard have announced a nice range of new offers.  And as I don’t currently own a credit card, I was tempted by the offer for new customers of 0% interest on all purchases for the first three months: a perfect way to afford that holiday, and an incentive to pay it off as quickly as I can too, thus making it a nice easy introduction to owning plastic.  The card has an APR of 29.9% (5 percentage points lower than the current Capital One Classic) and new cardholders will be offered a manageable starting credit limit as well as text and email alerts to help them manage their account.  Not so scary after all, then?

If you’ve already got a credit card, there are some other offers that might suit you better, such as

·         22 month 0% balance transfer with £30 off the transfer fee (for transfers over £2,500)

·         15 months 0% interest on purchases and balance transfers

·         Low fee (1.6%) balance transfer for 17 months

David Chan, chief executive of Barclaycard Consumer Europe said:

“We’re very excited to be offering even better value and such a huge amount of choice to new customers; from those wanting to manage their money better, to those who are seeking to build a credit history.”

If you want to take advantage of the deals, you’ll have to move fast, though.  The improved deals will close to applications at midnight on 31st May 2012.

To find out more and for full details of cards and to apply online, just click here.

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